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(718) 515-4600

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4070 Boston Road • Bronx, NY 10475

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Open Today! Sales: 9am-9pm

Open Today! Service: 8am-5pm

Open Today! Parts: 8am-5pm

Can I Get In-House Used Car Financing?

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If you’re looking for used cars with in-house financing near me, your search will end at Victory Mitsubishi. Victory Mitsubishi used car lots with in-house financing makes buying a used or certified pre-owned vehicle hassle-free. Visit us to explore our wide range of used cars for sale, and our sales team will help you find a model that fits your specific needs.

Explore the differences between used and certified pre-owned vehicles for help deciding which kind of model is right for you. Then learn more about used car in-house financing below.


What is In-House Financing?

In-house financing a used car is what it sounds like—financing “in-house” (at the dealership you found the car) rather than financing a car through your bank. It’s usually easier to get a lower interest rate on a car loan when you in-house finance a used car because dealers use several lenders who compete for your business. Banks, on the other hand, use one; giving you less negotiating power. In-house finance dealerships can also offer a car loan without involving a third party lender, making the financing process less of a hassle for you.

Victory Mitsubishi in-house financing caters to drivers of all credit scores, however, those with higher scores will get a lower interest rate. Learn how to get a better credit score before applying for a car loan. If you can’t afford to wait for your credit score, explore leasing a used car.

Why Should You Choose In-House Financing for Used Cars?

Finding a used car lot with in-house financing near New Rochelle may seem stressful, but when you visit Victory Mitsubishi, we make it easy to get approved for in-house financing, no matter your credit history. There are several benefits to choosing in-house financing at %Victory Mitsubishi, including:

  • In-house financing a used car at Victory Mitsubishi cuts out the middle-man altogether, making the used car buying process quicker and easier for you.
  • In-house car loans are easier to obtain than traditional financing through a bank or third party lender.
  • Budgeting for a new-to-you used car for sale is easier when you have a finance officer to walk you through every step of the process and narrow down your car search with available cars within your budget.

We make finding your next car simpler with our helpful car buying tips. We’ll teach you how to tell if a car is a good value by explaining good mileage on a used car and other factors that affect the condition of used vehicles.

Browse Victory Mitsubishi’s Used Car Inventory Today

Explore our full used car inventory online or at our lot in Bronx. Westchester area car shoppers will appreciate the convenience of shopping online and getting a used car delivered directly to their door. Contact us to learn how you can take advantage of online shopper today. Get pre-approved for financing by applying online at Victory Mitsubishi.

Learn More at Victory Mitsubishi

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